Can I buy crypto with my SoFi debit card?

Yes — SoFi Mastercard debit works at Anytime Capital and other licensed platforms as a standard purchase from SoFi Checking. Approve any first-order fraud prompt in the app and you're set.

Didn't SoFi remove crypto? What happened?

SoFi ended in-app crypto trading in December 2023 as part of becoming a chartered bank, migrating accounts to Blockchain.com — then announced in 2025 that crypto investing would return to the app. Either way, buying at outside platforms with your SoFi debit card was never affected.

Does SoFi block transfers to crypto platforms?

No — ACH links and card purchases at licensed crypto businesses work normally from SoFi Checking. As everywhere, a first-time purchase may trigger a confirm-it's-you prompt.

Should I use the SoFi credit card for crypto?

Default to debit: SoFi credit purchases at crypto merchants are subject to quasi-cash rules, which can mean cash-advance fees and no rewards. The debit card spends your balance with none of those mechanics.

What's the fastest crypto route for a SoFi member?

SoFi debit or Apple Pay at Anytime Capital — minutes end to end, crypto delivered to your own wallet on the network you choose. US-based, thousands of customers, human support.

Bank crypto guide

Buy Crypto with a SoFi Card, Wire or ACH

SoFi is the bank that left crypto and came back: it wound down in-app trading in December 2023 under its new bank charter, then announced the 2025 return of crypto investing. In between, its members never stopped buying elsewhere — SoFi Mastercard debit works cleanly at licensed platforms. SoFi members use debit or Apple Pay at Anytime Capital for everyday orders and pick any delivery network we support.

Updated August 2026 · Reviewed by the Anytime Capital trading desk

Does SoFi allow crypto purchases?

Yes. SoFi debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. SoFi credit cards are accepted here too. SoFi publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.

Debit card: SoFi debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.
Credit card: Accepted at Anytime Capital. No published block — varies by card product, so the authorization is SoFi's call.