What is a routing number?

A routing number (also called an ABA routing number or RTN) is a nine-digit code that identifies a U.S. financial institution. It's used to route ACH transfers, direct deposits, wire transfers, and check payments to the correct bank.

Where do I find my routing number?

Your routing number is printed in the bottom-left corner of every check, listed in your online banking app under account details, and printed on monthly statements. Many banks also use a different routing number for wire transfers — always confirm which one you need.

Is the routing number the same for everyone at the same bank?

Often it varies by the state where you opened your account. Large banks like Chase and Wells Fargo use 30+ different routing numbers across the U.S., while online banks and fintechs typically use one number nationwide.

Can I receive crypto with a routing number?

No. Routing numbers move U.S. dollars between bank accounts. To receive crypto, you need a wallet address. Anytime Capital gives you both an FDIC-insured cash account (with a routing and account number) and a crypto wallet — so you can move money in either form, instantly.

U.S. Bank Routing Number

U.S. Bank National AssociationUpdated August 2026

Routing number (Arkansas)

082000549

Select your state below to see other routing numbers.

Wire transfer routing number

091000022

Same nationwide for incoming wires.

SWIFT / BIC code

USBKUS44IMT

Used for international wire transfers.

U.S. Bank is the fifth-largest commercial bank in the U.S. by assets. ACH routing varies by state of account opening; wire routing is 091000022 nationwide.

U.S. Bank routing numbers by state

State / Region	Routing number	Copy routing number
Arkansas	082000549
California	121122676
Colorado	102000021
Idaho	123103729
Illinois	071904779
Indiana	071904779
Iowa	073000545
Kansas	101000187
Kentucky	042100175
Minnesota	091000022
Missouri	081000210
Montana	092900383
Nebraska	104000029
Nevada	121201694
North Dakota	091215927
Ohio	042000013
Oregon	123000220
South Dakota	091408501
Tennessee	064000059
Utah	124000054
Washington	125000105
Wisconsin	075000022
Wyoming	102000021

U.S. Bank wire transfer fees

Type	Fee
Domestic wire (outgoing)	$25–$35
Domestic wire (incoming)	$15
International wire (outgoing)	$45–$50
International wire (incoming)	$15

Fees subject to change. Confirm the latest schedule on U.S. Bank's website before sending.

How to find your U.S. Bank routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from U.S. Bank — the 9-digit number on the left.
• Log in to U.S. Bank's mobile app or online banking and open the account details screen.
• Check the top of any monthly statement.
• Call U.S. Bank customer service — but never share the number plus your full account details with anyone you don't trust.

Also asked about U.S. Bank

Does U.S. Bank allow crypto purchases?

Yes. U.S. Bank debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. U.S. Bank credit cards are accepted here too. U.S. Bank publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.

Debit card
Credit card
ACH transfer
Wire transfer

U.S. Bank crypto card, wire & ACH policy

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U.S. Bank routing numbers by state

State / Region	Routing number	Copy routing number
Arkansas	082000549
California	121122676
Colorado	102000021
Idaho	123103729
Illinois	071904779
Indiana	071904779
Iowa	073000545
Kansas	101000187
Kentucky	042100175
Minnesota	091000022
Missouri	081000210
Montana	092900383
Nebraska	104000029
Nevada	121201694
North Dakota	091215927
Ohio	042000013
Oregon	123000220
South Dakota	091408501
Tennessee	064000059
Utah	124000054
Washington	125000105
Wisconsin	075000022
Wyoming	102000021

Type

Fee

Domestic wire (outgoing)

$25–$35

Domestic wire (incoming)

$15

International wire (outgoing)

$45–$50

International wire (incoming)

$15

How to find your U.S. Bank routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from U.S. Bank — the 9-digit number on the left.

• Log in to U.S. Bank's mobile app or online banking and open the account details screen.

• Check the top of any monthly statement.

• Call U.S. Bank customer service — but never share the number plus your full account details with anyone you don't trust.

Does U.S. Bank allow crypto purchases?

Debit card

Credit card

ACH transfer

Wire transfer

U.S. Bank crypto card, wire & ACH policy